Medical Health Insurance Network
Within the efforts of the Hashemite University administration for excellence, and in the framework of providing the highest possible degrees of incentives for workers within the limits of the regulations and instructions in force, the university has sought to establish its own medical network, covering the most prominent places of population for its workers, and achieving distinction in terms of medical personnel and hospital services for the participants and their families, and the beneficiaries of health insurance, for a small copayment allowance to be deducted from the contributor’s salary, for the treatments of the beneficiaries and the family members as well.
The health insurance degrees to which the employee has the right to choose are mainly four, highlighting the most important differences between them for hotel accommodation in contracted hospitals, and the difference in degrees does not constitute any difference in the health services that the subscriber receives in terms of treatment hospital facilities or pharmaceutical.
The insured employee or the beneficiaries with him are entitled to benefit from the services of the hospitals with which they are contracted, as shown below, including the medical staff (specialist doctors) within the clinics of that hospital, at a rate of (10%) from him, while the university bears (90%) of the value of treatments, laboratories and radiology. Of course, all of this is within specific procedures and instructions for the treatments and examinations that are included and not covered, which restrict the medical audit that is the responsibility of the health insurance committee at the university, but some cases that require treatment outside the contracted medical network, the subscriber can submit his medical claim, and after medical accreditation (50%) of the value of medically approved treatments is disbursed to him.
The following are the contracted hospitals, according to the region (the governorate to which they belong :
1. Capital Governorate:
- Jordan Hospital.
- Al Israa Hospital.
- Ibn Al Haytham Hospital.
- Jordan University Hospital.
- Hospitals and medical centers of the Ministry of Health.
2. Zarqa Governorate:
- Qasr Shabib Hospital.
- Al-Hikma Modern Hospital.
- Jabal Azzaytoon Hospital.
- Hospitals and medical centers of the Ministry of Health.
3. Irbid Governorate:
- Irbid Specialist Hospital.
- Ibn Al-Nafees Hospital.
- King Abdullah University Hospital.
- Hospitals and medical centers of the Ministry of Health.
4. Mafraq Governorate:
- Sarah Specialist Hospital.
- Hospitals and medical centers of the Ministry of Health.
Please note that the universities hospitals differ in the coverage rate of the university's health insurance, reaching (85%), while governmental hospitals, the Hashemite University insurance covers treatments at a rate of (100%).
It is worth noting that accredited doctors within contracted hospital clinics, or doctors to whom the joint contracted hospital has transferred, are considered within the university's medical network, while the doctor may refuse treatment within the Hashemite University Health Insurance, even if it is within the clinics of one of the contracted hospitals. As this is subject to the doctor’s acceptance of the pricing and procedures that govern health insurance in general, and the Hashemite University’s insurance in particular.
The following is a table showing the annual subscription prices that are deducted from the contributor's salary in monthly installments:
Annual subscription allowance in dinars for the beneficiary |
Annual subscription allowance in dinars for the subscriber |
Grade |
40 |
110 |
Special |
32 |
85 |
First |
24 |
65 |
Second |
16 |
45 |
Third |